Mortgage news and helpful tips

VA - FUNDING FEE Change's Release Date to November 18th

Last month, September 9th, 2011, Valley West Mortgage released a blog post that stated "VA FUNDING FEE CHANGES". The Date that those Changes took place was originally OCtober 1st, 2011. November 18th, 2011 is the new effective date for the VA FUNDING FEE changes. What the Funding Fee's will be, will be confirmed at a […]

30 Year Fixed Mortgage Falls to 3.94 Percent for the first time ever!

BASED off of Average Rates For all those who qualify and in the market for a Home Mortgage Loan, there is an amazing chance to buy a home or refinance with Valley West Mortgage. It has even been said that Mortgage Rates could fall even lower then 3.94 (The AVERAGE RATE) since "the Federal Reserve […]


USDA For Purchase transactions, the up-front guarantee fee will be lowering from 3.50% to 2.00%. An Annual fee ( similar to FHA's annual fee) of 0.30% will be implemented, in addition to the up-front guarantee fee. These Changes are effective for loans with Conditional Commitments issued on, or after Saturday October 1, 2011. Feel free to […]

NewFed Programs Help Mortgage Rates

This week, the Fed announced new measures to boost the economy. This sounds amazing, and like everything else we have heard in the last two years. So expectations are pretty low for much economic growth to result from the measures taken by the fed. but they did help push mortgage rates to historic lows. The […]

Rates stay the same, even after President Obama's speech.

If you watched the speech that President Obama made Thursday night, then you know about the tax cuts and stimulus ideas that he purposed. There have been very thought out argumemts from both parties concerned. Most Americans have very little hope and faith in the future plans of America. What does this do for the […]

Winter is just around the corner. Apply today, Move in Tomorrow!

If you have not noticed, The heat is finally starting to disappear in Las Vegas. That means the cold desert winter time is approaching quickly. We know, just like all of the Las Vegas locals know, that the fall and winter time in Las Vegas means more nights outside with friends and families, special events […]

Loan Amount limits will drop on October 1st, 2011. Are you prepared?

FHA loan limits across the nation will drop. The current loan limit of $400,000 here in our Corporate Office location in Clark County, Las Vegas, Nevada will decrease to $287,500. That can have a dramatic effect on your buying decisions especially if you already have an offer out or you may not close before Oct. […]

USDA Min FICO lowered down to 620

Valley West Mortgage has just been informed that USDA Home Mortgage Loans are now available to anyone with a credit score of 620 and up! That's right. We Said it.   Incase you have not been following us on or following us on Valley West Mortgage is now offering USDA HOME Mortgage Loans. No Down […]

USDA Home Loan Mortgages Now Offered at Valley West Mortgage

If you are not on the Valley West Mortgage friends list then you do not know that Valley West Mortgage is now offering USDA Home Mortgage Loans. Why is this amazing news? Valley West Mortgage has been offering Home Path by Fannie Mae for the last two months. HomePath Mortgage is a special home buying […]

Valley West Mortgage Sponsors: Candlelighters MMA Event October 14th 2011

Did you know this is the Second Year Valley West Mortgage is sponsoring Knockout Cancer for Candlelighters Kids? Last year we had so much fun. We couldn't pass up the opportunity to get involved with this event again. Come out and see 10+ MMA Bouts, Participate in the Silent Auction and enjoy some Food and Entertainment […]

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