Mortgage news and helpful tips

Home › Home Loans › Good Faith Estimate Learn Good Faith Estimate (GFE): what replaced it, and what you get instead VWVS Written by Valley West Editorial · Reviewed by Vatche Saatdjian, NMLS #69363 (Valley West Mortgage, NMLS #65506) · Expert-reviewed Published August 12, 2015 · Updated July 24, 2026 · 5 min read Valley […]

According to an article posted on CNN Money, Puerto Rico defaulted on it's loan debt for the first time in the island's history. It is reported that this will not effect Wall Street. It will however, effect the residents of Puerto Rico. The Puerto Rican government was seeking concessions from its creditors, including deferring some […]

Did you know that there exists a whole sub-culture of people who live in tiny houses? I don’t mean tiny like one bedroom, one bathroom. I mean tiny as in about 400 square feet, total. When I learned about this new and unique form of living I thought, why would a person want to live […]

Home › Home Loans › Missed a Payment Learn What happens if you miss a mortgage payment? The real timeline, your credit, and how to recover VWVS Written by Valley West Editorial · Reviewed by Vatche Saatdjian, NMLS #69363 (Valley West Mortgage, NMLS #65506) · Expert-reviewed Published July 16, 2015 · Updated July 24, 2026 […]

Choosing the right lender is one of the most important parts of applying for a home loan. Loan officers are the men and women who work for the lenders and banks that will be in charge of your loan. They are in a sense, the face of the company. Good loan officers work in your […]

The Cliffs, a brand new Summerlin housing project broke ground today. The Cliffs, will be the newest village built in Summerlin in 12 years. The Mesa was the last village built. The Mesa was built in 2004. This brand new Summerlin housing community sits at the foot of the Spring Mountains, off Hualapai Way and […]

How many times have you made financial assumptions? Once? Twice? A billion times? The fact of the matter is that we all make financial assumptions in our daily lives. We assume that we are not financially stable enough to buy our dream home or to even pre-qualify for a mortgage loan. Making financial assumptions has […]

The housing market in Las Vegas has seen a series of Ups and Downs in terms of home values and mortgage rates. Mortgage rates have hit their lowest mark in recent years while Home Property values have continued to rise at a steady pace. The United States has changed the terms and conditions for those […]

If you’ve read some of our earlier articles you already know that getting a decent mortgage rate is simple. Any loan officer can slap down a number and make you think you’re getting the best rate, but how do you really know that you’ve got the best mortgage rate around? The truth is, with only […]

In the last 8 years, reviews have become one of the major deciding factors in choosing whether to use a company and their services. Five great examples of service based review websites include Yelp, Angie's List, Zillow, Lending Tree and obviously Google. In the mortgage and real estate industry, Zillow and Lending Tree are the major […]