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Mortgage news and helpful tips

What is Personal Mortgage Insurance (PMI)?

While the housing market continues to stabilize across the United States, there’s no guarantee that everyone in need of home financing will have a large down payment. However, you shouldn’t let that stop you from obtaining the mortgage you need for the home you love. If you can still offer a down payment on your […]

Federal Reserve Halts Purchase Of Bonds.

For the first time in 37 years, the Federal Reserve halted purchase of bonds on Wednesday, October 29. This came as no surprise to many.

Lender-Paid Mortgage Insurance (LPMI)

Home › Mortgage Insurance › Lender-Paid Mortgage Insurance Mortgage insurance Lender-paid mortgage insurance: the tradeoff, explained VWVS Written by Valley West Editorial · Reviewed by Vatche Saatdjian, NMLS #69363 (Valley West Mortgage, NMLS #65506) · Expert-reviewed Updated August 4, 2026 · 12 min read Valley West Mortgage is a Las Vegas lender, NMLS #65506. We […]

Federal Reserve Press Release

Now Information received since the Federal Open Market Committee met in September suggests that economic activity is expanding at a moderate pace.

Establish, Raise and Maintain Your Credit Score In 4 Easy Steps.

As the housing market evens out at the tail end of a countrywide recession, many people continue to search for mortgage and loan guidance and availability.

What Goes Up...Must Come Down

If you watch the news or are current in the mortgage world (as we all should be), you know that the mortgage rates are dropping significantly.

Questions to Ask a Mortgage Lender Before You Apply

Before you apply, ask any lender these eight things: the rate and the APR (they answer different questions), points and credits.

The Basics Of Buying A Home

Anyone who may be looking to purchase a new home or refinance their current home should have a thorough education on certain aspects of the mortgage industry.

Am I Ready to Buy a House? The Five-Signal Readiness Checklist

You are ready to buy a house when five things are true: your income is stable with a track record, an emergency fund survives the closing intact.

Round 5: Knockout cancer for Candlelighters Kids

Preparing for its fifth year, Knockout Cancer for Candlelighters Kids is an annual MMA event that was created to help raise funds and awareness for.

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