Mortgage news and helpful tips

Home equity is your home's value minus what you owe - and it grows from both ends, as payments retire principal and appreciation lifts value.

Refinancing makes sense when one of two things is true: the numbers pay for themselves - total costs recovered by monthly savings within your realistic time.

A FICO score is the credit score most mortgage lenders use - a 300-to-850 number from the Fair Isaac Corporation estimating repayment risk.

Freddie Mac, the Federal Home Loan Mortgage Corporation, released data on Thursday highlighting the second consecutive week that mortgage rates have.

Can you remember the last time you had a roommate? Let me guess, during or right after your college years. Am I right? Well.

The best time of year to buy a house in Las Vegas depends on what you are optimizing. Spring typically offers the most listings - and the most competition.

A home's value is set by what comparable homes nearby recently sold for , adjusted for your specific location, size, condition, and features.

While the housing market continues to stabilize across the United States, there’s no guarantee that everyone in need of home financing will have a large down payment. However, you shouldn’t let that stop you from obtaining the mortgage you need for the home you love. If you can still offer a down payment on your […]

For the first time in 37 years, the Federal Reserve halted purchase of bonds on Wednesday, October 29. This came as no surprise to many.

Home › Mortgage Insurance › Lender-Paid Mortgage Insurance Mortgage insurance Lender-paid mortgage insurance: the tradeoff, explained VWVS Written by Valley West Editorial · Reviewed by Vatche Saatdjian, NMLS #69363 (Valley West Mortgage, NMLS #65506) · Expert-reviewed Updated August 4, 2026 · 12 min read Valley West Mortgage is a Las Vegas lender, NMLS #65506. We […]