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Mortgage news and helpful tips

The 5 best review websites for the mortgage industry.

In the last 8 years, reviews have become one of the major deciding factors in choosing whether to use a company and their services. Five great examples of service based review websites include Yelp, Angie's List, Zillow, Lending Tree and obviously Google. In the mortgage and real estate industry, Zillow and Lending Tree are the major […]

FHA Lowers Mortgage Insurance Premiums. Refinance Today!

In case you have not heard, President Obama has just launched a BRAND NEW MORTGAGE PROGRAM that makes REFINANCING EASY and DROPS FHA MORTGAGE INSURANCE PREMIUMS across the board for everyone that qualifies! The Federal Housing Administration has lowered Mortgage Insurance Premiums from 1.35 to 0.85%. That means that you could save money every month […]

FHA Lowers Cost of Mortgage Insurance Premiums, Possibly.

President Barack Obama announced on Wednesday that the Federal Housing Administration (FHA) annual insurance premiums will lower to 0.85 from 1.35, according to an article published by CNBC. This move is said to expand responsible credit borrowing to qualified lenders, according to the article, and is an effort to bring more first-time home buyers into […]

Valley West Mortgage Prize Give Away 2015 | Tuff-N-Uff MMA

It's 2015. That means that we, Valley West Mortgage, want to start doing something more with our time than just offering the lowest rates in Las Vegas, NV and making our clients extremely happy. So we decided to hold our very first contest. We have 4, front row seats, to the January 9th 2015 Tuff-N-Uff: […]

The Money Store and HomEq set to pay $54.8 Million for unnecessary late fees

A Manhattan federal jury reached a decision on December 19th, 2014, on a case that has been a longstanding suit by borrowers whose mortgages were owned or serviced by HomEq. Plaintiff Joseph Mazzei accused The Money Store and HomeEq of charging unnecessary late fees after the lenders had accelerated homeowner's mortgage loans. They also claimed […]

U.S. Treasury Yield falls 1.1 points.

Early declines in the 30-year Treasury yield were reversed on Monday, according to Market Watch, with investors being reported of buying long-term treasuries after a low lasting two years. The yield fell 1.1 points from Friday afternoon, dropping to 2.740 percent down. According to Market Watch, there was talk to language being altered to the […]

The Valley West Mortgage 2014 Holiday Party

Our company works very hard. So we play very hard as well. Every year we like to take our staff out for a Holiday Lunch. This year our Holiday Party was at Echo and Rig inside of Tivoli Village. We also present awards and exchange secret santa gifts. We also celebrated our Office Manager's Birthday […]

The Home is Possible Program. What is it and who is it for?

Most anything in life worth obtaining is going to come at a cost. Be it financial or otherwise, sacrifices seem to be necessary for the things we need and want most. So many hours of sleep and friends and work that were given up for writing papers and studying were the sacrifices known collectively as […]

Equity, Credit and Cash are the same thing. Here's why.

If you’re interested in financing a home, there is one apparent and prominent thing you are going to need: cash. It may not be paper money, but some sort of equity or credit to put up on a test of good faith. Money is the driving force behind the American economy, and in the last […]

Buy points to lower your mortgage interest rate.

It’s no secret: Americans love to get a deal on something – anything. We see it every day in our dollar menus, gas club member incentives, rewards cards, and we also see it in a not so obvious place: in buying points. You may not be aware that buying points exists, but if you have […]

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