Mortgage news and helpful tips

Might Miss A Payment(s)?

We all know things happen that are out of our control. An unexpected medical bill or a car emergency. These types of situations can throw off your whole budget and cause you to worry about missing a mortgage payment or several payments. Do you know what to do? Contact Your Mortgage Servicer Always be prepared […]

Before You Make That Investment

Purchasing a home is a major milestone that on many people's to-do-lists. You can take control of your home-buying process by understanding what it takes to purchase a home and what you should be asking. Buying a home can be exciting but, it also can lead to some regret home-buying mistakes and with the housing […]

Military Veteran Benefits in Nevada

Just over a quarter of a million veterans live in Nevada as of 2018 and we’ve got a list of major benefits that you may not know about that includes a veteran home in Boulder City.   VA Home Loans We offer A $0 down payment mortgage option available to Veterans, Service Members and select […]

Non- Occupant Borrower

Income flexibility help to meet the diverse needs of today’s home buyers by expanding access to creditworthy, low- to moderate-income borrowers. The non-occupant borrower income flexibility allows a parent, or anyone else willing and financially able, to be a borrower on the loan. Example: A millennial couple is buying their first home, and his mother […]

First Time Homebuyers

Tips for First-Time Home Buyers If you search the internet for 'home buying' you'll find an abundance of tips and tricks but they're all pretty much the same. The end result is you purchasing your dream home so we're here to help you through the process from start to finish. There are 4 categories: Down […]

Spring has Sprung!

Preparing Your Home for Warmer Weather It’s that time of year again! The Earth is turning beautifully toward the Sun, sweet smelling spring flowers are budding, and our days are getting longer and brighter. Spring time is quickly approaching with the first day of Spring being Monday, March 20th of this year. We’ve set our […]

FHA Denying Support for DACA Mortgage Borrowers

What is DACA Deferred Action for Childhood Arrivals (Dreamers) An American immigration policy that allows some individuals with "unlawful" presence in the United States after being brought to the country as children receive a renewable 2 year period of deferred action from deportation and become eligible for a work permit in the U.S. What is […]

Your Purchasing Power

Who’s your favorite X-Men character? Wolverine? Storm? Professor X? What makes that character your favorite? For some people it’s the character’s courage, or perhaps their good looks, or their intelligence. My favorite mutant character is Mystique and what makes her my favorite is her superpower. Mystique is a shape shifter, meaning she can change her […]

Gifting Down Payments

Receiving & using a cash gift is one of the most common processes when purchasing a new home. Most forms of cash gifts are used for the 20% down payment. We've provided a brief breakdown of the process and how to ensure you're not denied from your lender due to in proper gifting. Down Payments […]

We've Got You Covered

Mortgage & Homebuyer Concerns House Prices Are The Culprit Who would have guessed we would be back to the similar movie The Day After Tomorrow? All areas of the housing market are bracing themselves. More then half of the industry are saying the rising of interest rates have been their biggest hurdle since the World […]