Mortgage news and helpful tips

Some people say that there is no better time than the present when making a decision, but many might argue that when it comes to buying a home. There are many factors one can and should consider when buying a new home. What are the interest rates today in the current area? It’s optimal to […]

The Value of your home can be influenced by a number of factors. As a homeowner, you want to do everything you can to keep that property value up high. Why, you ask? Because when you are ready to expand your family and move into a larger home, or when you become an empty nester […]

While the housing market continues to stabilize across the United States, there’s no guarantee that everyone in need of home financing will have a large down payment. However, you shouldn’t let that stop you from obtaining the mortgage you need for the home you love. If you can still offer a down payment on your […]

For the first time in 37 years, the Federal Reserve halted purchase of bonds on Wednesday, October 29. This came as no surprise to many, as the Fed has been steadily cutting purchase of mortgage-backed securities for the entirety of 2014, but it certainly is jarring to see the program finally come to a halt. […]

Lender Paid Mortgage Insurance (LPMI) is a type of insurance used for borrowers who cannot afford to make a down payment that is at least 20% of the total loan amount needed for the house you want to buy. Despite the catchy name, Lender Paid Mortgage Insurance is not exactly paid by the lender. It […]

For immediate release Now Information received since the Federal Open Market Committee met in September suggests that economic activity is expanding at a moderate pace. Labor market conditions improved somewhat further, with solid job gains and a lower unemployment rate. On balance, a range of labor market indicators suggests that underutilization of labor resources is […]

As the housing market evens out at the tail end of a countrywide recession, many people continue to search for mortgage and loan guidance and availability. It takes a long time to establish decent credit; however, that decent credit score can quickly and easily be ruined by a number of things. In order to establish […]

If you watch the news or are current in the mortgage world (as we all should be), you know that the mortgage rates are dropping significantly. Mortgage rates are important because they regulate the amount of interest that home buyers pay on their mortgages every month. Houses, especially nice ones, aren’t exactly cheap. So borrowers […]

There’s almost no greater time that citizens are looking for commercial loans other than a down economy. Simultaneously, lenders have the opportunity to be selective about who they lend to when only a small portion of people will fit all of their needs to borrow. One could seek out a commercial loan for a variety […]

Anyone who may be looking to purchase a new home or refinance their current home should have a thorough education on certain aspects of the mortgage industry. No one wants to make an uninformed decision, especially when it comes to making such an important financial investment. First thing’s first, let’s talk about the money. Remember […]