BLOG

Mortgage news and helpful tips

U.S. Treasury Yield falls 1.1 points.

Early declines in the 30-year Treasury yield were reversed on Monday, according to Market Watch, with investors being reported of buying long-term treasuries after a low lasting two years. The yield fell 1.1 points from Friday afternoon, dropping to 2.740 percent down. According to Market Watch, there was talk to language being altered to the […]

The Valley West Mortgage 2014 Holiday Party

Our company works very hard. So we play very hard as well. Every year we like to take our staff out for a Holiday Lunch. This year our Holiday Party was at Echo and Rig inside of Tivoli Village. We also present awards and exchange secret santa gifts. We also celebrated our Office Manager's Birthday […]

The Home is Possible Program. What is it and who is it for?

Most anything in life worth obtaining is going to come at a cost. Be it financial or otherwise, sacrifices seem to be necessary for the things we need and want most. So many hours of sleep and friends and work that were given up for writing papers and studying were the sacrifices known collectively as […]

Equity, Credit and Cash are the same thing. Here's why.

If you’re interested in financing a home, there is one apparent and prominent thing you are going to need: cash. It may not be paper money, but some sort of equity or credit to put up on a test of good faith. Money is the driving force behind the American economy, and in the last […]

Buy points to lower your mortgage interest rate.

It’s no secret: Americans love to get a deal on something – anything. We see it every day in our dollar menus, gas club member incentives, rewards cards, and we also see it in a not so obvious place: in buying points. You may not be aware that buying points exists, but if you have […]

Determining when to refinance a mortgage loan

When it comes to financing any kind of loan or mortgage, it’s only natural that people should want to find the best bang for their buck and the lowest rates possible. When you go to make a deal, you might not get the best rate you could have over the life of the mortgage, which […]

Reverse Mortgage Facts You Need To Remember

In the next 30 years, the United States Census Bureau predicts a stark rise in the population of elderly persons in the United States. Up to 2050, the Bureau predicts that persons aged 60 and older will increase, with the overall number of persons over 90 by the year 2015 being well into the millions. […]

What is Fair Isaac Corporation (FICO)?

FICO is an acronym that stands for the Fair Isaac Corporation. The Fair Isaac Corporation (FICO) specializes in predictive analytics. They have developed a system that is designed to predict the risk associated with lending money to you in the form of a loan. According to Investopedia your FICO credit score makes up a substantial […]

Mortgage Rates are on the rise. What's this mean for you?

Freddie Mac, the Federal Home Loan Mortgage Corporation, released data on Thursday highlighting the second consecutive week that mortgage rates have increased nationwide. According to the National Mortgage News, interest rates for 15-year mortgages increased 8 basis points, up to 3.21 percent, while 30-year mortgage rates went up 4 points to 4.02 percent. What does […]

Roommates help everyone save on their finances

Can you remember the last time you had a roommate? Let me guess, during or right after your college years. Am I right? Well, it may surprise you to know that some of your fellow millennials are going down roomie road once again. According to Zillow and CNN, as of 2012 the amount of adults […]

1 8 9 10 11 12 20
Continue with your rate quote

⏰ Your offer will be delivered to your inbox in less than a minute!