Choosing the Right Lender

Choosing the right lender is one of the most important parts of applying for a home loan. Loan officers are the men and women who work for the lenders and banks that will be in charge of your loan. They are in a sense, the face of the company. Good loan officers work in your favor to get you the best type of loan for your home. But if you’re like me, you don’t just want a good LO (Loan Officer), you want a great one. You want an LO that is going to go above and beyond to meet your needs, not an LO that just talks a good game.

You, as a potential borrower, have to do your homework. You want a Loan Officer who works for a credible mortgage company. Valley West Mortgage for example, does hundreds of loans, as a lender, every year and has been around as a business for ten years. You can find all of the Valley West Mortgage Zillow reviews here.

Next it’s time to speak with a Loan Officer. Are they friendly? Have they taken the time to answer all of your questions? Think on these things. If you can positively answer these questions about your LO, and your lender, then it’s a safe bet you are the hands of an LO and a Lender who will work in your favor.

More about your lender

So where can these superb Loan Officers be found? If you’re in the Las Vegas area, Valley West Mortgage is your answer. Even if you’re not in the Las Vegas area, it’s possible that you may be in one of the many surrounding states that we offer services to. Our LO’s do a critical analysis of your finances and determine what type of loan is most advantageous for you, while they hunt for the best rates in the country. They are here to help you get your monthly payments to the lowest amount that the banks will allow. Valley West it isn’t just about building a business, it’s also about establishing relationships with our clients.

We want to retain our clients so that when rates get even better we can offer them the chance to refinance. Our borrowers benefit because a refinance allows for a new payment schedule to be created with better pricing. We benefit by getting another chance to prove to our clients, and prospective clients, just how skilled our LO’s are and that we are the best mortgage lender in the business.

Lender Analogies

You wouldn’t just go to anyone for a haircut. You would go to a stylist whose work you have seen or heard about, someone credible. Likewise for your first home purchase, you should go to someone who not only specializes in first time purchases, but also has improved the process of purchasing a home. There are lots of lenders in existence, but at Valley West Mortgage we pride ourselves in having the best of the best. We won’t just work for you, we will work with you to ensure that your financial needs are met. We appreciate you for your business and we show that appreciation by giving you the best service around.