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Mortgage news and helpful tips

Mortgage Rates March 16,2020

Mortgage Headliners:  Mortgage stress test changes suspended… Why you can't get that historically low mortgage rate… Coronavirus sends mortgage rates lower… Mortgage investors cheer as Federal reserve starts… Fed funds rate pinned at zero… Keep your eyes on stock news… Preparing for Recession… We’re watching the market closely… If you’re in the market to purchase or refinance give us […]

Mortgage Rates March 12, 2020

Mortgage Headliners:  A flood of mortgage applications drive rates higher... How the coronavirus outbreak is moving mortgage… Mortgage rates rise sharply from last week's record low… Mortgage rates are mixed after hitting all-time lows… Mortgage demand is so high that lenders turn away… Coronavirus looms over crucial spring season for housing… Bonds are responding… We're […]

Mortgage Rates March 11, 2020

Mortgage Headliners:  Mortgage applications increase over 55%... Refinance applications surge to decade high... Plunging mortgage rates might not end U.S. Housing... Mortgage rates rising at fastest place… The US should suspend mortgage and rent payments… The banks are back in residential mortgages… U.S. mortgage lenders urge customers to ask about forbearance… Lock Recommended If you’re […]

Mortgage Rates March 5, 2020

Mortgage Headliners:  Mortgage rates are plunging, but will coronavirus... US mortgage rates sink to a record low on COVID-19 fears... Long-term mortgage rates tumble to record low... 30-year rate falls to record low... Mortgage rates hit a new record low, and they might keep falling... Mortgage rates dip to lowest point record... Wow! Mortgage rates […]

Home Repairs or Replacement?

Being a home owner is often a rewarding experience. Homes need to be continually cared for, and everything inside has a lifespan. Understanding this will ensure their replacement doesn't put you in a bind. Windows 8-40 years Old, out-of-date windows aren't merely an aesthetic problem — they can also lead to higher energy bills. Over time, […]

What is Debt To Income

Your debt to income ratio or DTI, is a figure that allows a lender to analyze your monthly spending habits. They use your DTI to determine how you manage your money. You want your debt to income to be as low as possible to ensure that your chances of being offered a lower rate is […]

Mortgage Rates March 3, 2020

Mortgage Headliners:  Mortgage Rates Are Near All-Time Lows As Coronavirus Worries Hit Market There are 11.1 Million Refi candidates, With $2.99B in Potential Savings In rare move, Fed issues emergency rate cut to bolster economy from coronavirus Refinancing Field Day Low mortgage Rates Push U.S. Property Prices Mortgage outlook: Rates continue to slide spurred by […]

Mortgage Rates Feb 27, 2020

Mortgage Headliners:  Low mortgage rates drive housing market... Falling rates could boost mortgages ahead... Housing to Get a Jolt with virus pushing down mortgage... US Mortgage Rates Decline; 30-year loan... Corona virus could push mortgage rates to all-time lows... Virus fears push mortgage rates even lower... Mortgage origination hit new highs... Lock Recommended If you're […]

Inspections and the Inspector

An important part of purchasing a home, aside from the financial considerations, is a home inspection. We've provided is a general list of what to expect and what to look out for. The Inspector You need to vet the inspector just as you would with a contractor. Request license- A professional inspector should always carry […]

Hiring a Contractor For Your Home

Avoiding a renovation nightmare. If you're planning your next renovation/build or this is your first go, choosing top contractors for your project is critical. Step 1-Vetting a Contractor Properly Licensed- You can check with your local contractors board (Nevada State Contractors Board). Properly Insured - Request a certificate of insurance for the contractor as well […]

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